Privacy Policy

Effective Date: January 13, 2026

At Moniq, we prioritize your privacy. This policy explains how your data is handled when you use our mobile application ("App").

1. Data Storage & Ownership

Local First: Your financial transaction data, budget details, and subscription records are stored locally on your device or in your personal iCloud/Drive storage. We do not have access to your personal financial records.

2. Account & Cloud Sync (Pro Features)

If you use Pro features (Household Sync), we use Supabase to facilitate real-time data synchronization between devices.

  • Authentication: We store your User ID (linked to Apple/Google Sign-In) to identify your account.
  • Household Data: For shared budgets, data is securely stored on Supabase servers to allow family members to view and edit shared expenses.

3. Third-Party Services

The App uses third-party services that may collect information used to identify you:

  • Google Mobile Ads (AdMob): Used to display advertisements. AdMob may collect data to provide personalized ads.
  • RevenueCat: Used to manage In-App Purchases and subscription status.

4. Data Deletion

You have the right to delete your account and associated data. You can delete your account directly within the App settings (Settings > Account > Delete Account) or by contacting us.

5. Contact Us

If you have questions about this policy, please contact us:

support@moniq.app